Atmanirbhar Bharat Yojana

Atmanirbhar loan

what are the documents required for atmanirbhar loan?

1. Aadhar card (true copy)
2. Pan card (true copy)
3. Ration card (true copy)
4. Lightbill
5. Income proof
6. Bank statement
7. Loan statement (if any)
8. Affidavit

Last date for application submission: 30/08/2020
Loan approval will be after :30/11/20

What is Atmanirbhar loan?

APPLY NOW @199₹ + ADVOCATE AND GOVT. FEES If applicable*

Atmanirbhar Gujarat Sahay Yojana also known as AGSY:

Atmanirbhar vijay rupani

This is what all you want to know about Atmarirbhar sahay yojna. Atmanirbhar Gujarat Sahay Yojana which is recently launched by the Chief Minister of Gujarat state Shri Vijay rupani to help all the individuals who are effected by the lockdown in Gujarat. This is the maximum details which we will share with you and all the implementation process of the Atmanirbhar Gujarat Sahay Yojana scheme and the application process for the small and medium businesses who wishes to apply for Atmanirbhar Gujarat Sahay Yojana.

The Government of Gujarat has announced 'Atma Nirbhar Gujarat Sahay Yojana' under which the government will provide guarantee-free loan upto Rs 1 lakh will be provided to those individuals whose livelihood has been affected by the lockdown period in Gujarat.

The Prime Minister of India Shri Narendra Modi has announced the Atma Nirbhar Bharat Abhiyan scheme when he address to the nation for the fifth time. since he came on national television in March 2020 to announce national wide lockdown to fight against COVID-19 in India.

The Aatma Nirbhar Bharat Abhiyan scheme of Government of India is an economic package of Rs 20 lakh corer to boost the economy of the country and will also help to the MSMEs, existence of labourers, , cottage industry,middle class peoples and other small industries etc.

Under Aatma Nirbhar Bharat Abhiyan scheme, the Government of Gujarat had announced Atma Nirbhar Gujarat Sahay Yojana for the benefit of the individual whose livelihood was affected by the lockdown period in Gujarat.

On the day of 12 May 2020, The Prime Minister of India Shri Narendra Modi had addressed the whole nation for the fifth time from lockdown in India. In this speech of Prime minister, he declared that the ‘Aatma Nirbhar Bharat Abhiyan’ scheme which will aims to provide assistance to migrant workers, small businesses, farmers etc. and also aims to Boost the MSME sector in India. Under this scheme of Central government the respective state governments had also announced their own policies and measures to help to boost the economy of the respective states and of their own regions.

The Government of Gujarat has declared the 'Atma Nirbhar Gujarat Sahay Yojana' for those individual who want to get guarantee free loans upto Rs 1 lakh from banks at the interest rate of 2 percentage per annum. The government of Gujarat aims to help skilled labours, plumbers, electricians, auto-rickshaw owners, small businesses, and others whose living has been affected by COVID 19.

The Government of Gujarat Under Atma Nirbhar Gujarat Sahay Yojana, will pay 6% of total interest to banks giving out the loans to the individual who have been economically affected by lockdown in gujarat. According to the norms of the Atma Nirbhar Gujarat Sahay Yojana, the tenure of the loan is three years but applicant have to make the emi of the instalments after six months of sanction of the loan.

The Atma Nirbhar Gujarat Sahay Yojana, aims to sanction loans to minimum of 10 lakh people in gujarat. This help, however, will be given on the basis of application and will be collaterals free.

The Government of Gujarat has rolled out the application forms but till date there has not been any update on the online option of application of the loan. However, as per some news papers reports, it has been confirmed that the application forms will be made available at 9,000 outlets across the gujarat state that will include District Co-operative bank branches, urban co-operative bank branches and credit societies.

The secretary to the Gujarat chief minister Shri Ashwani Kumar, said, “From next week, cooperative banks and all the credit societies will begin distribution of these forms.” The application of the loan will be ended on 31st August 2020.

Those who are willing to apply for the loan they have to submit these application forms with required documents at any of the branches of urban co-operative banks, District Co-operative Banks, and credit societies in state of Gujarat. No online process has been declared till to dated.

The loans under this scheme Atma Nirbhar Gujarat Sahay Yojana, will be given by state cooperative bank, district cooperative banks, urban cooperative banks and credit societies. These forms will be made available without any cost from all branches in the state.

You can also Apply Atmanirbhar Gujarat Sahay Yojana here

Some more about Gujarat Atmanirbhar Sahay Yojana


Government of Gujarat has boosted Atmanirbhar Gujarat Sahay Yojana to give loan upto Rs. 1 lakh advance at only 2 percent per annum. This help is from Government of Gujarat who have mention assistance as Rs. 5000 crore scheme for individuals in the State. Small incorporation, small representatives, individual having special talente , autorickshaw driver's, small proprietors, cart holder, road hawker etc. and others whose livelihood have been affected because of the continuous 90 days COVID-19 lockdown in Gujarat. The Government of Gujarat will pay another 6% interest to banks on behalf of individual who have giving credit under the Atma Nirbhar Gujarat Sahay Yojana.

What are details Of Atmanirbhar Gujarat Sahay Yojana?

Name : Atmanirbhar Gujarat Sahay Yojana

Launched by : Government of Gujarat

Beneficiaries MSMEs, daily wage earners, electricians, plumbers etc.

Objective : This scheme of Gujarat Government of Rs. 5000 corer will boost the economy which is affected by Covid19 and will provide monetary help to many small businesses and daily wage earner.

Start Date Of Application : 21th May 2020 according to the press release of Chief minister of Gujarat.

What are the Benefits Of Atmanirbhar Gujarat Sahay Yojana?

Atmanirbhar loan

The Gujarat government have come out with this scheme to help all of the poor businessmen who’s businesses have been struck by the Coronavirus disease and they are not able to revive their businesses. The Gujarat government will give one lakh rupees loan on 2% interest will be which will be a great deal for all of those businessmen who want to revive their business after this lockdown. This deal as said by the concerned authorities of Gujarat government is far better than all of the other states incentive of only rupees 5000.

Implementation Of The Scheme

There will be around 10 lakh applicants who will be given the loan of hoto Rs. 1 lakh to every applicant from banks at rate of interest just 2% yearly so enthusiasm to begin their lives once again under Atmanirbhar Gujarat Sahay Yojana. All the loan and credits will be given based on application and no assurance or guarantee will be required. Government of Gujarat will pay the remaining 6% enthusiasm on credit to banks. The tenure of such advances will be of 3 years and re-instalment of loan and premium will begin following a 6 months of approval of loan and advance sum. The Government of Gujarat have taken this decision after having a conversation with every credit societies and banks.

Important Dates

Application procedure related to the scheme will be undertaken on the following dates as mentioned below in the table:-

ProcessDatesApplication Starts on21st May 2020Application Ends on31st August 2020

Features of Atmanirbhar Gujarat Sahay Yojana

The scheme of Government of Gujarat is beneficial for the 10 lakh small businessmen in the state including grocery, plumbers, electrician, shop owners, vegetable vendors and autorickshaw drivers.

Applicants will get a collateral-free loan up to Rs. 1 Lakh

Applicants have to pay interest of 2% per annum while the remaining 6% interest will be paid by the state government

6 months moratorium period will be given to the beneficiaries

The loan will be provided by co-operative banks, district banks and credit co-operative societies

Government has sanctioned Rs.5000 crore for the project

Eligible Candidates

Who will get atmanirbhar loan

The Eligible candidates under the Gujarat Sahay Yojana are mentioned below in the following list:-

Small businessmen

Skilled Workers

Autorickshaw owners

Electricians

Barbers


Atmanirbhar Gujarat Sahay Yojana Apply Online

How to apply for Atmanirbhar Gujarat Sahay Yojana? (Offline)

Application procedure to apply for the scheme is mentioned below in a simple step guide:-

First of all click here and download the Gujarat Sahay Yojana Application Form PDF.

Atmanirbhar form
The application form Gujarat Sahay Yojana PDF file will be downloaded in your device

Take printout of the form and  fill out the application form with your personal details

Submit your bank details and contact details

Attached all the required documents mentioned in the application form.

The application forms are available at more than 9000 center including about 1000 District Co-operative bank branches, 1400 urban co-operative bank branches and more than 7000 credit societies.

The duly filled application form will be submitted at any of the branches of the District Co-operative banks, urban co-operative banks and credit societies in Gujarat



Ration card

Voter id

Msme certificate

Marriage certificate

Driving license

Birth certificate

Pan card

Passport

Income tax return